With 2010 coming to a close, it is time for us to think about our financial decisions and what we can do to change out lives for the better.
With that said, there are several things that we can do to improve our finances in the New Year.
In my case, what I find myself needing to work on is spending less money, and avoid buying unnecessary things.
Looking back in the year, I find myself remembering several items that were definitely unnecessary purchases, however at the time they seemed extremely important.
My New Year’s financial resolution is definitely something that can be accomplished with ease. When you think about it is just a simple adjustment to your spending and you can avoid spending too much money.
Creating and following a budget to the letter may be difficult, however once you get it done, you will find yourself saving more money than you may have though possible and reaching your financial goals much quicker than before.
One method I shall be following to stick to my financial resolution is to live within my means. I will not lie, in the past my spending was ridiculous, especially compared to what it is now. At the moment it is extremely smaller than it was in the past, however there is definite room for improvement.
Throughout the New Year I will keep you all updated on my fight to live within my means, and hopefully stick to my financial resolution.