Saving for Serenity

Share
Getting out of debt is one of the most difficult tasks a person can face in their life, however the true challenge begins when you are out of debt.
Staying out of debt is a difficult task to accomplish because it is a never-ending process, unless you come across a source of money where you no [...]

Share
For us to maximize our savings, it would be for the best that we are nor carrying any debt, or at least not a lot of debt.
To help everyone get a hold of their debt and reduce it, I will start a mini series where I speak about two debt reduction concepts.
The first concept is [...]

Share
Today I wish to talk about the importance of making a “to do list”. Now similarly to a budget, a “to do list” is made to help you set out your goals, and allow you to check off what you get accomplished.
The great part of a “to do list” is that you can make it [...]

Share
A friend recently came to me seeking advice as to how he may save more money. I quickly asked him whether he uses a budget to monitor his spending, only to find out he does not. This is not a surprise, you will find many people do not budget their spending, they go with the [...]

Share
Today we will be discussing the importance of budgets, and what you can do to improve or create one for yourself.
A budget’s purpose is to help you spend your money more efficiently and wisely, ultimately allowing you to save for any future goals.
When it comes to creating your budget, it has to incorporate categories and [...]

Share
Teaching children basic money management is not always done, it tends to be overlooked and what happens is that children have to learn it for themselves as they grow up. How children may learn about money management tends to happen through trial and error.
After looking throughout the Internet, I found an interesting program created to [...]

Share
I recently wrote an article concerning with you keeping track of your budget. A reader raised my awareness as to writing down what you have spent ASAP, which I never thought about during writing that article.
After some time searching the internet, I found a great way to record any expenses, before you forget about them.
The [...]

Share
Tracking your budget is not always an easy task to accomplish. At times, you may find yourself lost within the numbers and you can end up going over your budget if you do so.
When on a budget you will not only have to write down what you spend to keep your budget in check, but [...]

Share
How does one define spending more than they earn? If you look at your entire life, it is definitely possible to be constantly and consistently growing your networth. But if you break it down by year, or month, or by paycheck, then almost everyone, at some point in their lives, spends more than they make. [...]

Share
You’ve got to spend money to make money. Sometimes, you also have to spend money to save money. Does buying a Costco (or other warehouse club) membership actually save you money? Well, it depends. It depends on whether or not you need to buy what they are selling, whether it makes sense to buy large [...]