Saving for Serenity

Second part if a series about negotiation. Learn smoe advanced negotiation techniques to save you money. Also learn the value of sales skills and negotiation in everyday life.

Learn how to make big savings on your purchases by negotiating. Overcome your natural reluctance and become a tenacious negotiator!

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If you have come looking for the answer to all of you problems, and hopefully finding out what credit card is the one we all should have, then you are at the wrong place.
There is no 1 credit card that everyone should have. There are so many credit cards out there, that there will be [...]

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In the series so far we have discussed the first two rules to escaping debt. The first rule being you must acknowledge your situation and what the source of the problem is. The second rue was to create a budget which should be able to help decrease your debt.
The third and final rule is to [...]

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The easiest way to lower your debt is to just win the lottery. Well that would be the dream, but of course I am joking. To lower your debt it will take a lot of hard work and time.
You have to first examine the debt you carry, whether it is credit car debts, student loans, [...]

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One of the largest investments you will make in your life is purchasing a home. When purchasing a home you are taking on a commitment to pay off the value of the house you may owe to the bank.
The question we have to ask ourselves is how can we actually save throughout the process? As [...]

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Everyone has to get to work somehow, right?
Personally, I have a rather lengthy commute. Every morning I walk 3 minutes to the bus stop, get on the bus, and ride 40-45 minutes to work. After work, I have to take two buses to get home, and that usually takes about an hour. Yep,
I Take The [...]

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Last week I asked how much I should spend on housing. I showed that while I am currently spending about 60% of my income, it is recommend I spend around a third, and my ideal is to be paying around a quarter. What about debt repayment? How much of my net income should I spend [...]

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Out of curiosity, I decided to calculate my net worth. I thought I might as well share the process that I went through to determine my net worth, so that you could as well if you desired.
Calculating your net worth can be a potentially scary task, as it is going to require you to come [...]

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My Housing Costs
When I first moved to North Vancouver, I moved into a one bedroom apartment with a roommate. North Vancouver is known for being a fairly expensive place to live (besides Victoria and the downtown core, probably the most expensive place in BC). We were paying $1100 a month, so split between us, that [...]