Saving for Serenity

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Debt is the easiest thing we can find ourselves in, and to many people it can sneak up on them.
To help push yourself out of debt, there are a few things you can do. The aim of this series is to help make your life easier with a few tips.
By making these small adjustments in [...]

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As many of us know already, when it comes to saving money, certain people are much better than the task than others. You will always find individuals who have a greater understanding of the need to save money, and how to efficiently implement strategies to ensure their savings are constantly growing.
There are several reasons as [...]

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I have been focusing on eliminating debt the past week, and hopefully you have read about the following great methods to eliminate your debt, the debt avalanche and debt snowball.
To remind you the debt snowball method involves you paying off your smallest debt first, and subsequently moving onto your higher debts; slowly paying off your [...]

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Recently, I spoke about a debt snowball, a term used to describe a method as to how to pay off your debt.
To freshen your memory, the debt snowball method entails in you paying off your smallest debt first, and moving onto the next one. By falling this pattern you will be able to slowly, but [...]

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For us to maximize our savings, it would be for the best that we are nor carrying any debt, or at least not a lot of debt.
To help everyone get a hold of their debt and reduce it, I will start a mini series where I speak about two debt reduction concepts.
The first concept is [...]

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Today I am going to start a series on how we can al save money with a few small life changes.
The first life changes involve having us to first lower or erase our unwanted debt. Well what debt is not unwanted right? Erasing our debt is easier said than done; however it can be done [...]

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Today I wish to talk about the importance of making a “to do list”. Now similarly to a budget, a “to do list” is made to help you set out your goals, and allow you to check off what you get accomplished.
The great part of a “to do list” is that you can make it [...]

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A friend recently came to me seeking advice as to how he may save more money. I quickly asked him whether he uses a budget to monitor his spending, only to find out he does not. This is not a surprise, you will find many people do not budget their spending, they go with the [...]

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Have you recently examined your bank account to find that the charges to maintain the account are outrageous? If no, then it is time you sit down and take a good look at your account charges.
You may be surprised to learn that the amount of money you are paying to maintain your current account is [...]

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After filing my taxes, I have finally received my tax refund, and it is a decent sum of money.
I have put some thought into what I would want to do with the money and have finally come to a decision. 75% of the money will be used towards my savings and the last 25% I [...]