Saving for Serenity

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Today I am going to start a series on how we can al save money with a few small life changes.
The first life changes involve having us to first lower or erase our unwanted debt. Well what debt is not unwanted right? Erasing our debt is easier said than done; however it can be done [...]

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Today I wish to talk about the importance of making a “to do list”. Now similarly to a budget, a “to do list” is made to help you set out your goals, and allow you to check off what you get accomplished.
The great part of a “to do list” is that you can make it [...]

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A friend recently came to me seeking advice as to how he may save more money. I quickly asked him whether he uses a budget to monitor his spending, only to find out he does not. This is not a surprise, you will find many people do not budget their spending, they go with the [...]

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I have spoken about different ways you can save money, however one important method I have yet to mention was how to save money on your banking fees.
If you examine your bank account closely, you will find yourself paying quite a bit on bank fees, or what some might call it “convenience fees”.
The “convenience fees” [...]

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This is part three in a three part series. Here is part one and part two.
So maybe the “Latte Factor” is a little exaggerated. However, if you save a fair amount of money over a long period of time, compound interest can make you a millionaire. Are you not sure if you can save that [...]

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This is part two in a three part series. Here is part one and part three.
So maybe refraining from a three dollar purchase can’t make you a millionaire. For a lot of us, we would rather choose a latte now than a million dollars later, anyways. So what’s the point? Why even bother saving? Why [...]

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This is part one in a three part series. Here is part two and part three.
As I’ve mentioned a number of times before, there is an oft cited example regarding this daily latte. Often the anecdote revolves around choosing to not purchase a coffee, and instead investing those four dollars, and over time, you’ll become [...]