Saving for Serenity

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Have you recently examined your bank account to find that the charges to maintain the account are outrageous? If no, then it is time you sit down and take a good look at your account charges.
You may be surprised to learn that the amount of money you are paying to maintain your current account is [...]

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Today we will be discussing the importance of budgets, and what you can do to improve or create one for yourself.
A budget’s purpose is to help you spend your money more efficiently and wisely, ultimately allowing you to save for any future goals.
When it comes to creating your budget, it has to incorporate categories and [...]

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This post is the fourth in a series on “spend less than you make”. See also the articles on spending, less, and you.
“Spend less than you make.” Such a simple yet complex phrase. But what does it really mean? This series of posts will take an in-depth look at just what it means to spend [...]

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This is part one in a three part series. Here is part two and part three.
As I’ve mentioned a number of times before, there is an oft cited example regarding this daily latte. Often the anecdote revolves around choosing to not purchase a coffee, and instead investing those four dollars, and over time, you’ll become [...]

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In my previous post on money well spent, I explained some of my thoughts on the relationship between money and experiences. Essentially, I feel that while refraining from spending money on frivolous expenses, such as lattes, is the “right” thing to do financially, it isn’t always the best choice. Instead, I argued that certain experiences [...]

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Do you want to feel free financially? Do you want to reduce stress on your life, feel more comfortable at the end of the month, or even start to sleep better? All you have to do is start an emergency fund.
What is an Emergency Fund?
An Emergency Fund is a savings account set aside for emergencies. [...]

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Lately I’ve been trying to put a price on my time. It’s not that I’m charging my fiance a couple bucks an hour to spend time with me, or that I’m racking up huge debt with my television, it’s that I’ve been attempting to wire my brain to think differently about time and money. There’s [...]