Tag Archives: financial situation

Uses for your Tax Refund

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With the time drawing near for us to receive our tax refund, we have to come to a decision as to how to spend it. There are several good uses for your tax refund, however it all depends on your personal situation.
You may want to consider putting it towards your RRSP loan, or make your [...]

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How to Lower Your Costs and Stay Out of Debt

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In today’s day and age, staying out of debt can be a difficult task.
Rising costs coupled with rising unemployment has, and will continue to force many people into financial difficulties.
So, if your finances are under pressure or you are worried they may become strained in the near future, take a look at this guide to [...]

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Spend Less Than YOU Make: Taking Responsibility

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This post is the third of a series on “spend less than you make”. See also the articles on spending, less, and make.
“Spend less than you make.” Such a simple yet complex phrase. But what does it really mean? This series of posts will take an in-depth look at just what it means to spend [...]

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Quickly Calculating Your Net Worth

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Out of curiosity, I decided to calculate my net worth. I thought I might as well share the process that I went through to determine my net worth, so that you could as well if you desired.
Calculating your net worth can be a potentially scary task, as it is going to require you to come [...]

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Are You Ready to Tackle Your Personal Finances?

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Over the last few years, I’ve started (but not completed) a fair number of physical fitness “regimes”. While I was in college, I tried going swimming every other day (great workout), going to the gym every other day, running a certain distance in a certain amount of time, etc. After awhile, all of them would [...]

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