Saving for Serenity

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Getting rich is easy. All you have to do is spend less than you make. Yet for some reason, all of us, at some point or another, have spent more money than we’ve made. Here are 5 reasons why we spend more than we make.
1. Ignorance
Sometimes I watch the television show ‘Till Debt Do Us [...]

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Last Monday I asked whether or not you were ready to tackle your personal finances.
Here’s the truth. Keeping track of your personal finances – setting goals, making a budget, sticking to it – is hard work. Its not even a lot of fun or enjoyable most of the time. You’re not going to want to [...]

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In terms of Personal Finance, “The Gap” has nothing to do with the global retailer. It just seems that a number of us are going to think about it anytime I reference “The Gap”, so we might as well get it out of the way.
When I wrote about Calculating Your TRUE Financial Health, I mentioned [...]

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How intimate are you with your spending? One of the first things that I did when I started getting interested in my personal finances was to develop a spending record. It took on a number of variations at first, starting as a few scribbled notes on a piece of paper, or a list in a [...]