Saving for Serenity

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Today I wish to talk about the importance of making a “to do list”. Now similarly to a budget, a “to do list” is made to help you set out your goals, and allow you to check off what you get accomplished.
The great part of a “to do list” is that you can make it [...]

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I hear it all the time: “I want to save money, but I don’t know where to start.” This is a common complaint for many people who want to get their personal finances under control but can’t figure out how to begin. I’ve been in that position, and I’m here to tell you that the [...]

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A topic that we seem to not stress on enough is how to avoid digital identity theft. When it comes to the internet, the most fascinating part of it is that you can become just about anyone you want to be.
To help protect you from digital identity theft I have listed a few tips.
1. Shred your [...]

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This post is the third of a series on “spend less than you make”. See also the articles on spending, less, and make.
“Spend less than you make.” Such a simple yet complex phrase. But what does it really mean? This series of posts will take an in-depth look at just what it means to spend [...]

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Over the last year or two, a number of online websites that help you deal with your personal finances have popped up. They work by aggregating all of your personal finance information, compiling it, and offer back to you an easy to view overview of your finances.
Mint is probably the most popular and common website.
We [...]

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Last Monday I asked whether or not you were ready to tackle your personal finances.
Here’s the truth. Keeping track of your personal finances – setting goals, making a budget, sticking to it – is hard work. Its not even a lot of fun or enjoyable most of the time. You’re not going to want to [...]

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Over the last few years, I’ve started (but not completed) a fair number of physical fitness “regimes”. While I was in college, I tried going swimming every other day (great workout), going to the gym every other day, running a certain distance in a certain amount of time, etc. After awhile, all of them would [...]

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How intimate are you with your spending? One of the first things that I did when I started getting interested in my personal finances was to develop a spending record. It took on a number of variations at first, starting as a few scribbled notes on a piece of paper, or a list in a [...]