Saving for Serenity

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As many of us know already, when it comes to saving money, certain people are much better than the task than others. You will always find individuals who have a greater understanding of the need to save money, and how to efficiently implement strategies to ensure their savings are constantly growing.
There are several reasons as [...]

Second part if a series about negotiation. Learn smoe advanced negotiation techniques to save you money. Also learn the value of sales skills and negotiation in everyday life.

Learn how to make big savings on your purchases by negotiating. Overcome your natural reluctance and become a tenacious negotiator!

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For any Canadian on the search for a house right now, the chances of saving money are slowly slipping away if they do not move quickly.
We have recently received notice that the Bank of Canada has no longer any reason to uphold its commitment to keep the overnight rate at the all time low of [...]

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I recently spoke about how one of the keys to budgeting and saving is the ideology of spending less than you make.
The reason I am bringing it up again is because too many people have only realized that this is important until it is too late. In many cases people have lost much of what [...]

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I’m not much of a bugeter. I have a budget, I look at it once in awhile, but I don’t restrict myself to a cash budget or set strict limits on my purchases. For the most part, I just spend less than I make. However, I have automated my finances so that I am regularly [...]

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Everyone has to get to work somehow, right?
Personally, I have a rather lengthy commute. Every morning I walk 3 minutes to the bus stop, get on the bus, and ride 40-45 minutes to work. After work, I have to take two buses to get home, and that usually takes about an hour. Yep,
I Take The [...]

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Last Monday I asked whether or not you were ready to tackle your personal finances.
Here’s the truth. Keeping track of your personal finances – setting goals, making a budget, sticking to it – is hard work. Its not even a lot of fun or enjoyable most of the time. You’re not going to want to [...]

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There’s an often cited example of personal finance that revolves around the issue of a $4 latte. The typical theory is that if one was to stop buying a daily latte, and instead invest the money, they would be rich. The math and the logic behind that argument is generally hard to refute, but as [...]

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What is a good hourly wage to earn while you are not working? What’s your time worth? Need to save some extra money quickly? Want something to put into your online savings account? Then perhaps you should invest a little time and a little effort over the next few days and you could earn yourself [...]